TERMS OF USE POLICY

Please read the following terms of use relating to your use of this site carefully. By using this site, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. If at any time you choose not to accept these terms of use, please do not use this site.

Ownership and Scope

These terms apply to your use of all the Sites and services owned or operated by Clark-Ochoa Business Services, including clarkochoa.com and its initiatives, such as Help 4 LA Subs. These terms do not apply to unaffiliated websites linked to from our Sites.

Restrictions

The contents of our Sites are protected by copyright and trademark laws. Unless otherwise noted, content may be used only for personal, non-commercial use. Written permission is required for publishing, distributing, or commercially exploiting any material.

Links to Other Sites

We are not responsible for content, services, or materials on external websites linked to from our Sites. Use of third-party websites is at your own risk.

User Responsibilities

You are responsible for maintaining the confidentiality of any login credentials associated with our Sites. If registration becomes available, we reserve the right to suspend or terminate accounts for misuse.

Disclaimers

All content and services are provided “as is” without warranties of any kind. We do not guarantee uninterrupted service or error-free content and disclaim liability for use of our Sites.

Limitation of Liability

In no event shall Clark-Ochoa Business Services be liable for any indirect or consequential damages. Total liability, if any, will not exceed the amount paid by you for accessing our Sites.

No Professional Advice

The content provided does not replace professional legal, financial, or other expert advice. You alone are responsible for your decisions and actions.

Earnings Disclaimer

We do not guarantee any income or business results. Success depends on various factors beyond our control, including your skills and financial position.

Confidentiality and Non-Compete

You may not duplicate, share, or train others using our materials without written permission. Unauthorized use of our intellectual property is prohibited and may result in legal action by Clark-Ochoa Business Services.

Miscellaneous

These terms are governed by California law. If any term is unenforceable, the remainder shall remain in effect. All disputes are subject to mediation in California.